Offer loans inside your own app.We run everything behind it.

BharatEarns Embedded Finance lets platforms, fintechs and loan agencies show loan, card and insurance offers right where customers already are, while our DSA CRM handles leads, bank routing, payouts and reporting in one place.

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70+bank and lender connections
1 platformleads, payouts, analytics
API + no-codego live your way
Mobile apps Marketplaces and e-commerce Payment and wallet apps SaaS for businesses DSA and agent networks

Finance that shows up at the moment of need

Customers should not have to leave your product to apply for credit. With embedded finance, the offer appears inside your journey and the application stays there too.

  • New revenue from your existing users. Earn on every disbursal without building a lending stack.
  • Your brand, your screens. Customers stay in your experience from offer to approval.
  • One operations layer. The CRM behind the widget tracks every lead, bank, payout and agent.

Without embedded finance

User sees an ad, leaves your app, fills a long form on another site, and most never come back. You earn nothing and lose the session.

With BharatEarns

User sees a relevant offer in your app, applies in a few taps, and the lead is routed to the best-fit bank. You see the status and the payout in your dashboard.

Choose what to embed

Start with one product and add more as your users respond. Every product runs on the same lead, routing and payout engine.

Personal, home and vehicle loans

Show a pre-qualified offer, capture consent and details, and send the case to the right lender.

  • Eligibility check before the full application
  • Auto-routing across partner banks and NBFCs
  • Live status shown inside your app
POST /leads { "product": "personal_loan", "amount": 500000, "tenure_months": 36 } GET /leads/{id}/status → "in_review" | "approved" | "disbursed"

From first tap to payout

The same journey works whether your team uses our dashboard, our widgets or the API.

  1. 1

    Embed

    Add the offer widget or connect the API. Leads also arrive from web forms, aggregator portals and bulk upload.

  2. 2

    Score and route

    Rules score each lead and assign it to the best-fit bank, DSA or manager by region and product.

  3. 3

    Engage and convert

    Agents use click-to-call, callbacks and messages from inside the CRM. Customers see progress in your app.

  4. 4

    Disburse and pay

    Disbursals are tracked, commissions are calculated and payouts are scheduled automatically.

The CRM that powers every embedded offer

Embedding is the front door. These are the tools your operations team uses every day.

Lead management

Capture leads from web, mobile, aggregator portals and Excel. Auto-assign by region, product or score, and follow each lead through every stage with full activity history.

Payout management

Set commission rules, automate calculations and generate statements for DSAs and partners.

Users and roles

Admin, manager, DSA and ops roles with clear permissions.

Analytics and reports

Funnel, conversion and product performance in real time.

Cross-sell tools

Pre-approved offers and next-product suggestions that raise value per customer.

Built for teams that sell or enable credit

Loan DSAs and connectors

Manage leads and disbursals, and see exactly what you will be paid.

Fintechs and platforms

Add lending to your product and run partner operations from one system.

NBFCs and banks

Receive well-routed leads and track partner performance and payouts.

MSMEs and SMEs

Find and manage financing without chasing multiple lenders.

Feature deep-dive

Lead and pipeline

Custom stages, activity history, document uploads and multi-channel capture.

Finance and payouts

Tiered commission structures, manual adjustments and downloadable payout statements.

Dialer and communication

Click-to-call, scheduled callbacks, IVR hooks, and SMS and email automation.

Performance and reporting

Daily and weekly reports, cohort analysis, SLA tracking and leaderboards.

Security and compliance

Encrypted storage, role-based access, detailed audit logs and document retention policies.

Employee management

Streamline employee records, attendance and performance.

What you gain

Faster conversions

Routing, reminders and dialer integration shorten the time from lead to loan.

Higher DSA retention

Timely, transparent payouts and clear reporting keep partners with you.

Lower operating cost

Automation cuts manual reconciliation and the errors that come with it.

Better decisions

Real-time analytics show where leads drop and which products perform.

Questions we hear often

How do we embed offers in our app?

You can use the API for a fully custom experience, or start with ready widgets and links. Our team helps you choose the fastest route for your product.

Can BharatEarns integrate with our existing dialer?

Yes. We integrate with major dialers and support API-based custom integrations.

Is our data secure and compliant?

Yes. Role-based access, encryption, audit logs and configurable retention policies help you stay compliant.

Do you support bulk lead upload?

Yes. Upload CSV or Excel files, or use API endpoints for continuous sync.

Which banks and lenders can we work with?

BharatEarns connects you with 70+ banks and lenders. Book a demo and we will walk you through the partners available for your products.

Ready to embed finance in your product?

See the dashboard, the widgets and the payout engine working together in a free demo.

Book a free demo Contact support

BharatEarns: embedded finance and DSA CRM for growth, automation and compliance.