About Us

BharatEarns is a Next-Generation B2B FinTech Platform revolutionizing API-driven Banking, Finance, and Verification solutions across India.

We are building one of the most extensive collections of Financial and Verification APIs in the country—offering a unified API ecosystem through a single, user-friendly dashboard. From seamless transactions to robust identity verification, BharatEarns is designed to transform how India does business. With 80+ powerful APIs across verticals like Banking, KYC, Lending, and Insurance, and with 1000+ partners onboard, we provide a solid foundation for innovation and scalability. Businesses can easily integrate with their preferred bank, enjoy fully digital onboarding with minimal documentation, and get started in minutes—with zero manual intervention. Our platform ensures reliability, performance, and compliance at every step—backed by dedicated 24/7 customer and tech support to help you grow with confidence.

Our Services

Loan Services

  • Personal Loan
  • Education Loan
  • Business Loan

Insurance Services

  • Life Insurance
  • Health Insurance
  • General Insurance

Credit Card Services

  • Credit Scoring Integration
  • Application Tracking
  • Mobile Dashboard

Embedded Finance & APIs

  • Lending APIs (white-label)
  • Insurance APIs
  • Verification APIs

Verification & KYC

  • Instant Identity Verification
  • KYC Integration
  • Document Validation

Business Platform Features

  • Loan Origination System
  • Digital Lending Platform
  • Custom Loan Workflows