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Health Insurance - ICICI Lombard Health Insurance

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Individual or Floater Option

Cover for Hospitalization Expenses

Daycare Treatment Cover

Pre-and Post-Hospitalization Medical Expenses Cover

Importance of Health Insurance?

No one plans to fall sick but most people will need medical care at some point in their life. Right from the first doctor’s visit, to the lab tests, and pharmacy bills, the mounting expenses pertaining to full treatment can be burdensome. To help you in your illness and wellness journey, ICICI Lombard's Health AdvantEdge is a holistic policy designed to cater to your healthcare needs at all stages.

Benefits of Health Insurance

  • Sum Insured options to choose from 25 Lacs, 50 Lacs or 1 Crore

  • Up to 50% No Claim Bonus

  • Coverage for Day care treatments

  • In-Patient Hospitalization

Terms & Conditions

  • Eligibility: Exclusive offering to ICICI Bank customers who are insured members 21 to 75 years for Adult, children from 91 days to 20 years; child will be covered under floater plan only.
  • Tenure: 1 Years
  • Family definition: Self, Spouse, Dependent parents, Dependent siblings and max. 2 dependent children upto 20 years of Age.
  • Room rent restriction: NIL
  • Pre-Policy Medicals: Tele underwriting above age 55 years and also incase of declared pre-existing disease Medical test for above 65 years of age and for Rs. 75 Lakhs and Rs. 1 Cr Sum Insured options.
  • The general terms and conditions of the usage of this website also apply.

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How It Works?

  • Q. What is a family floater insurance plan under ICICI Lombard Health AdvantEdge policy? Family floater insurance is a single health insurance policy that covers one or more members of your family. They can be your legally wedded spouse, dependant parents and parents-in-law, and dependant children aged 3 months to 25 years. It doesn't cover children above 18 years of age who are financially independent.

  • Q. What is ICICI Lombard Health AdvantEdge product?This product covers basic healthcare benefits like hospitalisation, daycare, domiciliary hospitalisation, pre & post-hospitalisation expenses, emergency ambulance services and more. This plan also includes value-added services such as a Wellness Program, routine full-body health checkups & more. You can also opt for the maternity benefit add-on that covers maternity expenses of up to 10% of base SI subject to a maximum of 10L and includes the newborn's health expenses right from birth.

  • Q. What is the age limit for taking this policy?The minimum age limit for taking this policy is 18 years, and the maximum is 65 years.