Health Insurance - Health Insurance for Diabetes
Minimum Waiting Period
Cashless Healthcare Facility
No Pre-policy Medical Check-ups
Annual Health Check-ups
Importance of Health Insurance?
Some of the most common lifestyle conditions—obesity, diabetes, and high blood pressure—are gradually becoming serious health diseases among Indians today. An imbalanced way of living worsened by adulterated consumption is taking a toll on millions of lives every year. An inactive lifestyle, unhealthy eating habits, work pressure, and stress give rise to diabetes, hypertension & high BMI. Today, India is home to almost 77 million diabetic patients, the second-highest diabetes population globally.
Benefits of Health Insurance
Annual Health Check-up
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No Pre-Policy Medical Check-up
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Life-long renewability
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Tax Benefit u/s 80 D
Terms & Conditions
"Care Health Insurance Ltd . & associate partners may contact you to assist you with website navigation of www.careinsurance.com and assist in proposal filling."
- The premium calculated is based on the data provided by you in the application form.
- The information must be read in conjunction with the sales brochure and policy document.
- Tax Benefits would be available as per the prevailing Income Tax laws.
- GST has been levied as per applicable Tax laws.
- The general terms and conditions of the usage of this website also apply.
- For any clarification, please feel free to contact us on 1800-102-4488.
- I authorize Care Health Insurance and associate partners to contact me via email or phone or SMS and record the conversation for training & Quality purpose.
Download BrochureHow It Works?
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Q. What are Pre-existing Diseases? Pre-exisiting diseases are conditions, ailments, injuries, or diseases for which any signs or symptoms leading to an illness or medical condition are presented when the policy is proposed.
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Q. What is considered a pre-existing condition under a health insurance policy?Under Care Freedom, diabetes, high blood pressure, and high BMI (Body Mass Index) is considered as pre-existing conditions. We provide medical and non-medical coverage for these conditions after the specified waiting period, subject to policy terms.
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Q. Do I need to bear co-payment under the Care Freedom policy?Yes, as a standard, people with pre-existing ailments need to bear 20 or 30% of the final claim amount payable. We shall pay the remaining amount up to the sum insured. However, you may opt for a co-payment waiver benefit by paying a slighty higher premium according to policy terms and conditions.
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Q. How to get Health insurance for Pre-existing Diseases?One can buy health insurance for pre-existing diseases similar to standard health insurance.