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No matter how life changes, financial security will remain constant

Get a term insurance

  • Best price in the market
  • Customized service
  • Quick and fast service
  • No obligations
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Claim Paid Ratio up to 99.34%

High life cover at affordable premiums

Tax exemption

Coverage against 64 critical illnesses

Importance of Term Insurance?

Term insurance is the simplest and purest form of life insurance, offering financial coverage to the policyholder against fixed premiums for a specified duration – hence the name ‘term’ insurance policy. Choosing and investing in the best term insurance plan is of utmost importance to anyone who has dependents and the best term insurance plan in India provides security as well as value for money. The premium for the best term insurance plan depends on various crucial factors including age, gender, premium payment term, policy term, sum assured, etc. chosen by you and policy term.

Benefits of Term Insurance

  • High Life Cover at Affordable Premiums

  • Protection from Illnesses

  • Long-Term Coverage

  • Disability Benefits

  • Income Options in case of Unfortunate Events

  • Protection Against Liabilities

Terms & Conditions

  • The receipt of the filled up online proposal form and the initial premium by the Company does not create any obligation upon the Company to underwrite the risk. The Company will not be liable until it has underwritten the risk and issued the policy.
  • The policy and the relationship between Policyholder and the Company shall be governed by Indian law. The policy and all rights, obligations and liabilities arising there under, shall be enforced in accordance with the laws of India. The competent courts in India shall have exclusive jurisdiction in all matters and causes arising out of the policy.
  • This policy has been underwritten and issued by the Company based on the representations and information provided by you in/with the proposal form. The benefits payable under the policy are subject to Section 45 of the Insurance Act, 1938 as amended from time to time.
  • Nomination is allowed as per Section 39 of the Insurance Act, 1938 as amended from time to time.

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How It Works?

  • Q. How much does Term Insurance cost?
    The cost of a term insurance plan varies depending on various factors such as age, annual income, the amount and tenure of insurance coverage, health condition, and whether you are a smoker/non-smoker. The affordability of a policy is often one of the criteria that prospective policyholders use when selecting the best term insurance plan for themselves.
  • Q. What is the maximum age for Term Life Insurance?
    The maximum age to purchase term life insurance can be up to 60 years. If you choose to purchase Max Life Smart Plan with Return of Premium optional benefit, the maximum duration that you can buy this plan is 50 years. This means, incase you are buying the term insurance plan at the age of 25 years, then you can get coverage for upto 75 years.If you purchase it at the age of 35, you can get coverage upto 85 years. However, as the maximum age for coverage is 85 years, if you buy term insurance at the age of 40, you can get coverage only for 45 years, that is, till you turn 85
  • Q. How much risk cover should I opt for my term insurance plan?
    It entirely depends on your annual income, your age and other factors. Ideally, the risk cover should be 10-20 times of your annual income.