Health Insurance - Niva Bupa Health Companion plan
No Co-pay
No Claim Bonus
Refill Benefit
Alternative Treatments
Importance of Health Insurance?
A Health Insurance Plan with a host of smart features to give you everything you need in a health cover. It is truly the smarter way to manage your entire family's health
Benefits of Health Insurance
Ayush Treatments are covered upto sum insured along with Pre & post hospitalizatoin expenses
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Cashless claim process within 30 minutes
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Safeguard Rider, truly cashless feature with coverage
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No claim bonus with base sum increases by 20% maximum up to 100% of base sum insured
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No room rent capping(Except for suit and above room category)
Terms & Conditions
- You further agree that you shall not host, display, upload, modify, publish, transmit, update or share any information that;
- a) belongs to another person and to which you do not have any right.
- b) infringes intellectual property rights (including any patent, trademark, copyright or other proprietary rights of any person and privacy rights of any person.
- c) violates any law for the time being in force.
- d) impersonates another person.
- e) contains software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource.
- f) is patently false and untrue, and is written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
Download BrochureHow It Works?
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Q. What is top up with annual aggregate deductible option in health companion? It becomes really difficult to decide how much cover is adequate. A cover which we find sufficient today becomes irrelevant tomorrow due to the rising medical inflation. At the same time buying a large insurance cover in the current policy may not be affordable or available.
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Q. Why is a top-up important?Top-up is important as it takes care of the gap between your existing coverage, and the actual cost incurred during the year.
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Q. When does it make sense to opt for top-up?It makes sense when you want to increase your total coverage without paying much. While anybody can buy our Top-up option at any time, however, it is not advisable unless you have bought a base health insurance cover or the coverage offered by your employer is at least equal to the chosen deductible (threshold limit) amount of our Top-up.
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Q. Is covid-19 covered under health companion family floater plan? All our indemnity plans covers expenses incurred during the treatment for Coronavirus as per the terms and conditions of the Health Companion Family Floater plan.